Types of Health Insurance That Cover Cocaine Addiction Treatment in Massachusetts

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Health Insurance That Cover Cocaine Addiction Treatment in Massachusetts

If you’ve been looking into going to rehab to address your cocaine abuse, then you’ve probably discovered that treatment can be expensive. However, you should never let money be the deciding factor in choosing to get help for cocaine addiction.

Fortunately, Massachusetts residents have options when it comes to paying for rehab. As people who have experienced it know, cocaine addiction is not a choice, it is a disease. Like other diseases, most health insurance plans will help you pay for treatment. In Massachusetts, you have a few options when it comes to getting financial help to pay for rehab. They include:

  • State-funded insurance like Medicare, Medicaid, and TRICARE.
  • Private insurance through your employer or your own personal plan.

Keep reading to learn how you can take advantage of these options to pay for cocaine addiction treatment in Massachusetts.

Paying for Treatment with Medicare

Medicare is a government-funded program that is available to the following Massachusetts residents:

  • People age 65 and older.
  • People who are disabled.
  • People who have end-stage renal disease, have a kidney transplant, or get dialysis.

Medicare can help cocaine addicts in Massachusetts pay for the following types of treatment:

  • Inpatient rehab
  • Outpatient rehab
  • Medication-assisted treatment

Medicare won’t always cover the entire cost of these treatments, but it should cover at least the majority. You will also need to find a treatment provider who accepts Medicare.

Paying for Treatment with Medicaid

Medicaid is another type of government-funded health insurance program. In Massachusetts, Medicaid is called MassHealth. Masshealth is federally funded and state-managed, meaning the state of Massachusetts has their own unique laws. To qualify for MassHealth benefits in Massachusetts, you need to:

  • Earn less than 100% of the federal poverty limit (200% if you are pregnant, 133% if you are disabled or have children).
  • Be a resident of Massachusetts.

If you qualify for MassHealth, you may be able to get health insurance that covers cocaine addiction treatment. Services covered by Medicaid in Massachusetts include:

  • Detox services
  • Inpatient rehab
  • Outpatient rehab
  • Sober living homes and other communal living rehab situations

Paying for Treatment with TRICARE

TRICARE is another government-funded health insurance option that is offered through the Military Health System. It is only available for:

  • Members of the Military, National Guard, and Reserve members and their families.
  • Former spouses of Military service members.
  • Family of service members who have died.

TRICARE covers most types of cocaine addiction treatment services. If you are covered by TRICARE and want to learn more about what exactly is covered, call your local TRICARE office.

Paying for Treatment with Private Insurance

Many people in Massachusetts do not qualify for the public healthcare options listed above. If you can’t get state-funded insurance, there are still options. Most private insurance companies in Massachusetts offer some treatment coverage for drug abuse. Common ways to get private health insurance coverage include:

  • Through your employer, if your job offers health insurance as a benefit.
  • Through the Healthcare Marketplace.
  • Directly from an insurance company.

There are several private health insurance companies in Massachusetts. Most of them cover substance abuse treatment, including cocaine addiction. Check with your insurance company directly if you are wondering whether certain treatments or rehab centers will be covered.

Always Check with Your Treatment Center First

Even if you have an insurance plan that covers cocaine addiction treatment in Massachusetts, you need to make sure that your rehab center will work with your insurance company. Most treatment providers will accept some form of health insurance, but they may not accept the type that you have.

You can talk to your insurance company to get a list of ‘in-network’ substance abuse treatment centers that will work with them to pay for your care.

Get Cocaine Addiction Treatment in Massachusetts

Don’t let anything stand in your way if you need cocaine treatment in Massachusetts. Once you sort your payment out, you’ll be looking for the best possible rehab center to get you sober and back on track.

That’s where Bedrock Recovery Center comes in. Our dedicated team of professional staff members will work with you every step of the way to ensure that you get the best possible care. We have years of experience working with people who struggle with cocaine abuse.

Verify your insurance today to learn more about what it covers and how we can help get you into treatment.

Sources:

  1. Eligibility (n.d.)
  2. MassHealth Eligibility (n.d.)
  3. Medigap in Massachusetts (n.d.)